Hrishi Joshi

Hrishi Joshi

University of California, Berkeley

Effective health insurance policies are of the utmost importance as they shape the lives of and provide safety to billions of people worldwide. Under the broader umbrella of general health insurance, the high-deductible health plan (HDHP) is a relatively recent idea. The HDHP consists of a high deductible combined with a lower premium. This study strives to find the impact of the HDHP on overall human well-being and health while assessing its effects and identifying potential benefits and drawbacks. The potential benefits of this plan were doubted at first; however, studies have revealed that its popularity has skyrocketed in comparison to its predecessors. HDHP users may experience a series of behavioral consequences of varying effects due to the human psyche. Grouping findings from a personal survey with historical data from other sources and analysis across various demographics demonstrate that HDHP users lead better lives. The representations in the report, implemented with the TI-SmartView TI-84 Plus emulator, illustrate that high-deductible health plans correlate with generally better health outcomes for its users.The survey, which considered wording and response biases, confirms that the above trends are valid irrespective of nominal categorical variables such as gender, education level, and age. This study attests to the fact that the HDHP, when adopted with the understanding of behavioral aspects, can help to improve the health of society as a whole. Finally, it also suggests techniques to make sure that those who select this plan follow certain behaviors that drive positive outcomes.

Workshops

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Keynote Speaker

Keynote Speaker

Various

Keynote - The Vital Importance of Transfer in Education and Research

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Epigenetic Alterations of IL-1ß Pathway Mediates Microglial Neuroinflammation in Neurodegenerative Diseases

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Harshita Ganga

Harshita Ganga

Mason High School, Mason, Ohio

Understanding Genetic and Environmental Factors Associated with Autism Spectrum Disorder to Create a Better Diagnosis

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Hrishi Joshi

Hrishi Joshi

University of California, Berkeley

The Effects of High-Deductible Health Insurance on Health Trends and Lifestyles

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Misha Gupta

Misha Gupta

Rice University

Impact of Study Partner Status and Group Membership on Commitment Device Effectiveness Among College Students

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